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The person talking used to be very strict with money and had a tight budget, but now they have a better method.
- They learned five principles that helped them maintain their finances without risking everything.
- The first principle is to never spend more money than you make.
- They suggest limiting spending to a certain percentage of your income: average people should not spend more than 90%, better than average people 70%, and those wanting to be financially free should spend less than 50%.
- They use a system to manage their finances, relying on automatic payments and separate debit cards for different expenses to avoid overspending.
- Endurance and focus are crucial habits for financial success.
- It's essential to have clear goals and stay focused on them while also enjoying life along the way.
- The person admits they sometimes deviate from their plan but try to stay on track with their overall financial goals.
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